• Single Premium Deferred Annuity-Greater potential for higher returns than other retirement products current return with guaranteed return. Qualified and non-qualified. Access 10% annually without surrender penalties. Tax advantages.
• Flexible Premium Deferred Annuity-Greater potential for higher returns than other retirement products current return with guaranteed return. Monthly installment as little as $50. Qualified and non-qualified. Access 10 % annually without surrender penalties. Tax advantages.
• Single Premium Deferred Annuity (Indexed)-Current return tied to the S&P 500, no cap on gains with a guaranteed minimum return. Qualified or non-qualified. Access to 10% annually without surrender penalties. Tax advantages.
• Flexible Premium Deferred Annuity (Indexed)-Current returns tied to the S&P 500, no cap on gains. Monthly installment as little as $50. Qualified or non-qualified. Access to 10% annually without surrender penalties. Tax advantages.

All life insurance products offer options and flexibility that can be tailored to your individual needs and concerns. Descriptions are only highlights and are subject to underwriting by the insurance carrier, policy definitions, and availability by state.