• Long Term Care-Comprehensive protection to cover the expenses associated with confinement in a nursing home or convalescent center. Very competitive rates.
• Disability Income -Business, personal, or mortgage protection. Pays a monthly benefit in the event of disability of the insured. Many options of wating period and benefit period. Many other optional features including return of all premiums paid. Very competitive rates.
• Medicare Supplement -Designed to pay all or part fo mediacal cost not covered by Medicare. May options to choose from.
• Heart, Cancer, Stroke Policies-Pays a lump sum benefit in the event of a heart attack, stroke, or diagnosis of cancer.
• Dental Plans-Personal or family. Covers major and minor dental care. Variety of deductions and co-pays available. Competitive rates.
• Discount Prescription Drug Care-Discounts of 20 to 40 percent on prescription drugs. FREE when an appointment is set with a licenced agent. Personally delivered to you at the time of your appointment.

All health insurance products offer options and flexibility that can be tailored to your individual needs and concerns. Descriptions are only highlights and are subject to underwriting by the insurance carrier, policy definitions, and availability by state.